Congratulations to Dr. Sekhar Bonu for his recent paper (jointly with Indu Bhushan) titled “Is publicly funded health insurance associated with healthcare utilisation and financial protection in India? Evidence from a cross-sectional household survey (CAMS 2022–2023)” appeared in BMJ Open. Abstract: The paper using nationally representative data from the Comprehensive Annual Modular Survey 2022–2023 examines the association of India’s publicly funded health insurance (PFHI), mainly Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana, with healthcare utilisation, out-of-pocket expenditure (OOPE) and catastrophic health expenditure (CHE).  The paper finds that PFHI was associated with improved access to inpatient services and partial financial protection, but association with outpatient care indicates a major source of financial burden. Policy reforms should expand PFHI benefits to outpatient services, strengthen primary care through Ayushman Arogya Mandirs and tailor implementation to state contexts and vulnerable populations to achieve equitable and comprehensive financial protection